Personal Banking

Savings Accounts

Regular Savings Account

• Minimum opening deposit $100.00
• Monthly service fee of $5.00 if balance falls below $100.00
• Debit transactions limited to no more than six (6) per month
• Excess withdrawal fee of $1.00 will be charged for each withdrawal in excess of one (1) per month
• Interest bearing account

Contact a Customer Service representative for current rates.

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Certificates of Deposit

• Terms range from 30 days to 5 years and pay top interest rates
•  Check out our promotional specials!
•  Contact our Customer Service Representatives for additional information
•  Prepayment penalties for early withdrawal may apply

Contact a Customer Service representative for current rates.

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Individual Retirement Accounts

A Citizens Bank & Trust IRA is a great way to plan for your retirement.  All wage earners are eligible to contribute and many taxpayers can deduct some or all of the contributions.

• Minimum opening deposit $500.00
• Roth and Traditional IRA accounts available
• Interest bearing account

Contact our Customer Service Representatives for current rates and terms.

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