Personal Banking
Checking Accounts
Savings Accounts
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Personal Banking
Checking Accounts
Regular Checking Account
- Minimum opening deposit $100.00
| Monthly Fees |
| if balance remains above $1,000.00 |
$0 |
| if balance remains from $700.00 to $1,000.00 |
$3.00 |
| if balance remains from $400.00 to $700.00 |
$6.00 |
| if balance falls below $400.00 |
$9.00 |
- $.15 per check charge for each check in excess of 50 during a
statement cycle
- ATM/Debit card option
- Bill Pay option
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Fee Saver Account
- Minimum opening deposit $100.00
- Monthly service fee of $3.50
- $.55 per check charge for each check in excess of 6 during a
statement cycle
- ATM/Debit card option
- Bill Pay option
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Bonus
Checking Account
- Minimum opening deposit $100.00
- Accidental Death & Dismemberment Insurance (some restrictions
apply)
| Monthly Fees |
| Individual Coverage - $15,000.00 AD&D Insurance coverage |
$10.00 |
| Joint Coverage - $30,000.00 AD&D Insurance coverage
plus $1,500.00 per dependent |
$11.00 |
| |
|
- Unlimited check writing
- Free personalized club checks (postage not included)
- Reduced stop payment fee $10.00
- ATM/Debit card option
- Bill Pay option
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Free Checking Account
- Minimum opening deposit $100.00
- No monthly service fee
- Unlimited check writing
- ATM/Debit card option
- Free Online Banking
- Bill Pay option
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Senior
Citizen Account
- Minimum opening deposit $100.00
- Age 55 or older
- No monthly service fee
- Unlimited check writing
- ATM/Debit card option
- Bill Pay option
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Student
Checking Account
- Minimum opening deposit $100.00
- Age 24 or younger
- No monthly service fee
- $.25 per check charge for each check in excess of 50 during a
statement cycle
- ATM/Debit card option
- Bill Pay option
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NOW
Checking Account
- Minimum opening deposit $1,000.00
- Monthly service fee of $10.00 if balance falls below $1,000.00
- $.20 per debit fee for each debit transaction in excess of 20
during a statement cycle
- Interest bearing account
- Bill Pay option
Contact a Customer Service representative for current rates.
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Citizens
Open Money Market Account
- Minimum opening deposit $1,000.00
- Monthly service fee of $10.00 if balance falls below $1,000.00
- Debit transactions limited to six (6) per month with no more than
three (3) by check, draft, or similar order to third parties
- Excess withdrawal fee of $5.00 will be charged for each debit
transaction in excess of limitations
- Interest bearing account
Contact a Customer Service representative for current rates.
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Citizens
Presidential Money Market Account
- ·Minimum opening deposit of $10,000.00
- Must have a personal checking account with Citizens Bank & Trust
Co. to open a Presidential Money Market Account
- Monthly service fee of $10.00 if balance falls below $10,000.00
- Debit transactions limited to six (6) per month with no more than
three (3) by check, draft, or similar order to third parties
- Excess withdrawal fee of $5.00 will be charged for each debit
transaction in excess of limitations
- Interest bearing account
Contact a Customer Service representative for current rates.
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