Loans

Citizens Bank & Trust Co. of Vivian, LA, is a full service financial institution and offers an array of loan products for personal and business customers.  Structure and terms can be adjusted to meet individual needs, with interest rates and fees priced fairly and competitively. 

As a locally owned community bank, your personal loan officer makes the lending decision quickly and efficiently.  Come see one of our loan officers or call one of our 4 branches or our Loan Production Office today!  Vivian branch (318-375-3217), Youree Drive branch (318-629-3217), Northwood branch (318-309-0119), Oil City branch (318-995-6000) , Bossier City Loan Production Office (318-746-1652).

Personal Loans

Loans for autos, boats, recreational vehicles, ATVs, education.  Loans secured by stocks, savings accounts, CDs.  Unsecured loans. 

Business Loans

Buildings, land, equipment/machinery, construction, farm, working capital, lines of credit, letters of credit.  

Home Loans

Home purchase or construction, home improvement, land, mobile homes. 

Fixed Rate Loans

Citizens Bank & Trust Co. of Vivian, LA, offers a variety of long and short term fixed rate mortgage products.  Whether you are looking to purchase, refinance, improve, or consolidate debt, we can offer you a competitive product that will meet your home loan needs.