Business Banking

Checking Accounts

Business Checking Account

This account is designed for businesses whose checking accounts generate only a small amount of banking activity

  • Minimum opening deposit $100.00
  • Monthly service fee of $10.00
  • Earning credit of $.50 per $100.00 of collected balance given, not to exceed monthly service and activity charges
  • Activity charge of $.15 for each check/debit item
  • Activity charge of $.09 for each deposit item
  • Charge of $2.00 for each return

Commercial Checking Account

This account is designed for businesses whose checking accounts require a large number of banking service and generate a high volume of banking activity 

  • Minimum opening deposit $100.00

  • These accounts are subject to analysis.  If analysis results in a loss, that loss is charged as a service charge to the account.  Please inquire with our bookkeeping department at 318-375-3217 for details on analysis charges.

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Citizens Presidential Money Market Account

  • ·Minimum opening deposit of $10,000.00
  • Must have a businessl checking account with Citizens Bank & Trust Co. to open a Presidential Money Market Account
  • Monthly service fee of $15.00 if balance falls below $10,000.00
  • Debit transactions limited to six (6) per month
  • Excess withdrawal fee of $5.00 will be charged for each debit transaction in excess of limitations
  • Interest bearing account

Contact a Customer Service representative for current rates.

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