Holiday Schedule

Citizens Bank & Trust Co. will be closed at 12:00 p.m. on Thursday, 12/31/09, and closed Friday, 1/1/10, in observance of New Year's Day.

Citizens Bank & Trust Co. of Vivian, LA is no longer participating in the FDIC's Transaction Account Guarantee program.  After December 31,2009, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the FDIC's Transaction Account Guarantee program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules.